Military Service & Reservist Benefits FAQ

Can I withdraw from my retirement account if I'm called to active military duty? Yes. If you are a reservist called to active duty for 180 days or more, you may be eligible for a Qualified Reservist Distribution. You can withdraw from your employee contribution source, the distribution is exempt from the 10% early withdrawal penalty, and you can repay the full amount to an IRA (not subject to IRA contribution limits) within 2 years of completing active duty. This option can be used multiple times as long as you meet the criteria.